A robust and modular lending platform that plugs your business at point of sale
The Average ticket size is key metric to your retail business. Our convenient and hassle-free payment plans help you to up sell and upgrade your customers to higher ticket purchases which translates into higher sales volume for you.
The traditional lending process is cumbersome, with all the paperwork as well as manual interventions. Our solution works by seamlessly integrating with your existing system/infrastructure.
Retailers often have to use their own money to retain the customer. We help you improve cash-flows and higher liquidity to your working capital.
Retail channel needs assistance to up-sell your products as well as maintain liquidity to hold enough inventory to service the consumer demand. Our solution helps you by empowering your Retail channel partners with right lending products that would assists them to up-sell your product range as well as maintain their own cash-flow liquidity.
Integration with retailer's point of sale system and tracking various schemes is critical to your business both in terms of ensuring the success of your marketing scheme as well as revenue growth. The PODS lending process can help you achieve both as we are integrated with retail partner's Point of Sale system.
We understand your objective to retain your customers, identify their desire and service their needs. Our digital lending platform can track that next product of desire by customer, create affordable payment programs for your customer and ensure customer loyalty to your brand.
The India consumer story is growing rapidly, as new markets open up, Financial Institutions find it challenging build the technology and operational capability, that can leverage the new market demand. At PODS we are creating that ecosystem, which you can plug into with minimum effort.
The consumer's decision to avail convenient payment plan for his purchasing decision has moved to point of sale both in online stores as well as in brick-and-mortar stores. The PODS lending platform is available at those point of sale and your consumer credit product can be made available at the those points.
Risk management is a fundamental tenant of any financial institutions, it needs to be evaluated regularly for timely course correction. PODS lending platform offers a effective risk management tool, that would help you determine prudent product policies as well as controlled collection process.
Technology is rapidly evolving and government is committed to digital initiatives. This provides new possibilities for doing business, however it also increases cost of ownership. We help you adopt to newer technology, bring cost of ownership down, while ensuring that your organization is placed competitively in the larger digital retail ecosystem. We bring to you, our lending domain expertise, technology strength and ability to analyze consumer behavior.
Collective experience of 100+ years
Our team is composed of astute professionals having vast experience and proven expertise in financial and technology domain. Each of us bring together a collective ability to design, create and implement innovative products that can leverage the market potential.
Plug, Calibrate, Scale
We understand every organization has its own area of specialization and caters to a specific market demand. Our lending platform provides you with the right toolset to address your business requirement, with an ability to calibrate.
On Demand, At Command.
We have built our solution in a modular approach. We provide you toolsets to start your lending business or you can bring your own technology tools on our stack.
Technology on rails, Team on lead.
Our technology would ensure you optimize your cost, time and process and our team would ensure you optimize the opportunity. Our solution includes support to assess the market opportunity, build risk model as per your appetite, as well as offer our asset reconstruction services.
